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Frequently Asked Questions
As independent mortgage brokers, we’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We’ll make recommendations based on your unique individual needs and collaborate with you on what’s right for you.
We Have Negotiating Power to Give Your Choice
Many Canadians are uncertain or uncomfortable negotiating mortgages directly with their banks. As mortgage professionals, we negotiate each and every day on behalf of our clients. You can have confidence that our market knowledge will help secure favourable rates and mortgage terms that benefit you.
We’ll underwrite your file upfront. Collecting all the necessary documentation needed to ensure a successful approval. After meeting with you, you will know exactly what your housing options are. You will not only know the amount of mortgage you qualify for, but you’ll also know how and why!
Advance Mortgage Strategy
It’s not always about the best mortgage rate. Our extensive experience allows us to advise you on the best mortgage strategy. Whether you’re buying your first home or your third home, we can provide advice on how to plan for that major renovation or possibly some investing.
Ongoing Support and Consultation
Our services don’t stop after your mortgage closes. We’re with you for the life of your mortgage if you have questions or need advice.
Our mortgage application process is second to none. We create a safe & secure client portal for each of our clients. Providing them with the convenience of simply dragging and dropping their supporting mortgage application documents from their desktop into their unique portal. Our sophisticated system streamlines the mortgage process saving you time and energy.
Save Time with One-Stop Shopping
It could take weeks for you to organize appointments with competing mortgage lenders – we know you’d rather spend your time with your family or house-hunting. We deal with dozens of lenders and have a good understanding of each of our lending partners. We’ll take the guesswork out of comparison-shopping, making it fast, easy, and convenient.
More Choice Means More Competitive Rates
We have access to a network of major lenders in Canada. Your options are extensive! In addition to traditional bank lenders, we also have access to monoline lenders, credit unions, trust companies, and private lenders. We anticipate the variables and find the best mortgage for you based on your needs. This is the kind of help you don’t want to be without.
Expert Advice & Experience
We’re experts in mortgage financing. It’s all we do! Mortgages are our business. Our product knowledge is extensive and is enhanced regularly with new products and services. When it comes to mortgages, interest rates, and the housing market, we’ll speak to you in plain language. Explaining the various mortgage terms and conditions so you can choose confidently.
Solutions When You Need Them
We know mortgages. Self-employed, divorce, past credit problems there are mortgage options for almost any situation – we know them.
No Cost To You
Here’s the best part! You can tap into our expertise with no money out of your pocket.
All the other reasons listed above point to the time, money, and effort you’ll save. Plus the ease of relying on our knowledge and experience. Since all of that is yours for free, there’s no good reason why you shouldn’t use us.
Lenders pay mortgage brokers a commission at the close of every transaction. Even better, these commissions are highly regulated, so there’s no benefit for them to recommend any product or lender above another. These protections ensure that you receive the best possible solution.
We Can Help Clear Things Up
There are plenty of opinions regarding mortgages – everyone seems to have their unique perspective and limited experience.
You can also spend time on the web, seeking out your information. Better yet, save yourself that time, effort, and headache by counting on us to separate fact from fiction and make sense of what you need to know to get the best mortgage for you.
We can help you understand mortgage terms, simplify the whole mortgage process, allowing you to shop for your next home or mortgage with confidence.